Just had a very pleasant conversation with Jeremy at G&W. They can't get near the Admiral price, but they are significantly cheaper than PJ.
Jeremy did raise some interesting points, which may have been mentioned previously in the PJ column in Miscellany, worth noting again:
- windscreen cover, would the Admiral policy cover the full cost of a Morgan heated windscreen (I doubt it, but I've got a spare so not overly concerned).
- salvage / repair, would Admiral want to use their preferred garage?
- parking with hood down, does the Admiral policy cover theft of the car in this situation?
And I mentioned my experience of trying to get cover for the parade lap at Silverstone last year, Admiral don't cover that and the quotes I got were over £1,000 for the day with a £5,000 excess. The G&W policy covers track days, albeit the excess is 10% of the cost of any repairs.
Maybe at some stage I will go with G&W. Certainly I have a 'warm and fuzzy' feeling toward them after that one relatively brief discussion.
I was with Admiral when I got T boned by a drunk Admiral agreed to Melvyn doing the repairs 24k no problem and although it took 3 years for them to get my £750 excess back because the other ins co went bust they didn't give up.
