On the whole it is pretty easy for people like me, who are retired, have no debt, sufficient income, no dependants and plenty of interior and outside space to criticise the lack of tough controls. It is a different situation for a family living in a flat with a couple of kids and a mortgage to pay. Decisions need to be made to balance the needs of both groups. I have no idea what the correct approach is to achieve this appropriate balance. The reality is that there is probably no "correct approach".
