It felt like things were starting to fall into place just a little to easily, so I guess I should have expected an issue.
My issue is insuring my Morgan. Over a month ago, I contacted my insurance agent and she lined me up with a couple quotes from Hagerty Classic Car Insurance, so I went with one, submitted my details and paid for a full year of coverage the day they asked for it. Only to receive an email today stating that after review, they didn't want to take the risk of insuring my Morgan.
My agent said that Hagerty is the only insurance firm from all of the companies that they represent who said yes in the first place. So now I am stuck with a 3 wheeler that is about to be here and no place offering to insure it. I am curious as to who other people in the US have gotten to insure their 3 wheelers?
I have a clean driving record, only a couple 5 over tickets in the last 10 years. Only one claim on any of my insurances policies in the last 10 years. My daily driver is a '06 BMW with less than 80k miles and it is paid for. The reasons given to me for not insuring my Morgan is that my BMW is too old, and saying that 5000 miles of use per year on a new 3 wheeler is too much... all sounds like a load to me.
So, what are the TM sages words of advice for me on this issue?
