Originally Posted by GrumpyPa
I've just been looking back at some recent emails and was reminded I received one about the MSCC Insurance Policy and that I should add my wife to my membership.
I haven't yet done so as I cannot fathom what is insured.

Here's the document in full, sent via our local MSCC Centre:

MSCC Insurance Policy Requirements 4.7.24
A single MSCC membership gives access to the named person to all aspects of
Club/Centre activities including All Member insurance cover. A joint MSCC
membership gives access to all named people- these can be family members living
at the same address or a driver/carer in certain circumstances- whose name only
needs to be registered with the MSCC membership secretary.
If they are not named they only have guest status and are able to attend one or two
Club/Centre events before they are encouraged to join. Adding joint members costs
no more for the primary member; the named person is then eligible for Club benefits
(however only one issue of Miscellany is sent, and only one e mail address can be
used to access the members’ area of the website).
All Member insurance cover does not apply to cars or people in cars; personal
insurance and public liability cover these aspects, but All Member insurance is a
requirement for anyone attending MSCC and Centre activities.
[/quote]
Dare I say,… a load of cobblers, that is as clear as mud to most people!
Sadly, although individual centres are doing a great job in promoting Morgan camaraderie, I think the MSCC itself has lost its way and have forgotten that it should be representing members’ interests, without whom it would not exist anyway. However, a strong commercial drive seems to have taken over.
My reason for this stems from the new “unique” Peter James car insurance which the MSCC has signed up to for 3 years on the promise of a handsome return by promoting it as THE approved insurance and preventing the competition from advertising in Miscellany. All very well, but EVERYONE in my locality who have asked for a quote have had offers of 50% to 100% greater than their usual insurer. So it looks pretty obvious how the MSCC will collect its bounty.
My concern is that all the other Morgan specialist insurers may well see this as an opportunity to raise their rates towards that of the morgan “ approved” insurer.
So, if that happens, everyone suffers and MSCC would have done a serious dis-service to its members.
For that reason, regretfully, I am not renewing membership this year.


Doug
2011 Plus 4 in Rich Maroon

1972 750 “ComDom” sprinter
1958 Triton 650
1992 Triumph Trophy 900