I am having to send six pictures plus £25.. to get the agreed value.
The six photos is standard, I have not been charged £25 (thus far) by any insurance company.
It is my understand that the six photos show condition of the vehicle and allow the underwriter to justify the agreed value that you wish to place on the vehicle. If they are in agreement with said value (sometimes justified further by an 'expert' opinion (car club, respected dealer, etc), they will agree the agreed value; however, and without wishing to state the obvious, you will pay for this in your annual premium. Thus, charging for this process does seem strange to me because the increase in cost to the owner compensates for an underwriter looking at the photos of your car. It feels like an admin charge for something that is part of what you are paying for in your premium.
