Finch (like others) will leave it to the very last minute to try and catch you.
Not enough time Too much hassle etc
Phone in advance and ask them as it often puts them on the back foot.
According to Martin Lewis, leaving it to the last minute will put other companies' quotes up too.
"The cheapest time to get quotes is 20 to 26 days ahead of your renewal date – cover becomes more expensive the closer you get.
We analysed over 70 million quotes from the four biggest comparison sites and found the average quote made on the day of renewal was £1,198, or £694 23 days earlier. That's a huge difference of £504. You might not see savings as large as those, but the principle still stands.
It's based around risk – buying it a few weeks before you need it suggests you're more careful and organised, while leaving it to the last minute means you're seen as higher risk, with some insurers telling us they've seen a direct link between drivers who leave sorting their insurance to the last moment and a higher number of claims."
