Not sure what all the fuss is about, I have just saved £260 on my renewal going from Headly/Finch to Peter James. PS used Scenic Car Tours many times and they have always been very good including a breakdown in Spain.
Not difficult to save money swopping away from Finch, it's a little known fact that when they took over Headley they didn't want Mogs & Classics for whatever reason, so started to bump up renewals to encourage us to bu66er off elsewhere, they also tweaked the original T&C's to be more onerous, like theft with the hood down clauses
