Should have bought at the bottom Tim
The problem is that (a) I have no clue at all what the bottom is or how to spot it, and (b) no clue at all as to what to buy if I were to.
Neither do most fund managers to be fair which is why they can't beat the index!
Cheaper to buy a copy of the FT - pin it to the wall at the share pages and then hire a monkey to throw darts at it.
Anyway - back to gear ratios!
You know it makes sense! 
