if you earn/have an income of say £100k net after tax annually
I can't see this being an issue for many. this income level puts one in the top 3% or so of the population. 90% of us live on less than around £50k after tax, and half of us on less than £25k. (2022 data from ONS Survey of Personal Incomes)
Tim H. 1986 4/4 VVTi Sport, 2002 LR Defender, 2022 Mini Cooper SE