First home was a three bedroom shoebox with two mates renting the other rooms to allow me to pay the mortgage. Even with my fixation around tech the video came from radio rentals! Furniture was donated from the extended family. Bean bags are cheap! I was leveraged to the hilt and could barely make the payments but it was what you did, many now don't have that choice. Way too many years travelling for US businesses but it paid off in fiscal terms. It is interesting to look back and say was it the right thing to do?
I agree re the impact of inflation being a hand granade on all of these things compared to salary increases. I was lucky that IT allowed me to move jobs and increase salary during that phase. Many other industries do not have the same flexibility I guess?
Everyone loves a Morgan. Even me, unless it's broken again.