Things can happen Scott, but not that often, and considering the number of cars out there now, it may be surprising that there hasn't been that big accident you are worried about, so, if it was me, I would just enjoy the car and drive with a modicum of mechanical awareness and deal with any problems as and when they happen. They may never happen in fact.
The thing is I put my money down on the car that i can drive and in joy not fix everytime I go out ,if I want that I can drive 1930 car and take half my tool box with me,is this car a bad egg hope not time will tell ,I'm not going to get my car soon with all the cars going back to Morgan ,stop making them I say ,till you have fixed all these people cars that was not cheap,just looking on net at all I could have got for 38.000 but will I love them as much as the little Morgan ,dont think I will ,dont never gamble at all ,and here I am taking a big one