whilst history can only give us previous trends , one has to bear in mind that the FTSE 100 took 15 years or so to get back to 7100 after the 2001 tech crash with another low in 2008 when markets fell yet again. In 2008 my pension pot lost nearly 50% of its value with the crash, only to recover to its previous level just before my retirement……..I lost effectively any growth since 2001. The big issues are Chinas debt mountain, Russian aggression and the energy crisis………..and the extent of the pending recession. whether Gilts come back into favour will depend on hoe high interest rates go and for how long. There are no guarantees in life, we are certainly in for a rough ride with pensions having to pay out more with inflation increases……..the pots will soon shrink if not topped up with high investment returns. Good job the Govt is not taxing windfall profits!

Last edited by JohnHarris; 28/09/22 09:53 AM.

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